As the Consumer Data Right (CDR) becomes regulator-backed, delivering consumer-directed experiences is not optional for wallet apps. CDR-compliant APIs must handle: - Explicit and revocable consent management - Dynamic user consent auditing - Real-time sync with banks - Versioning with backward compatibility zngx — or zngx.io — is a compliance-embedded https://meheru405oon1.hazeronwiki.com/user