The news stories of modern many years talk a transparent language: heavy rainfall activities and floods are raising. What was a "as soon as-in-a-century flood" can now take place in just a couple yrs. For homeowners, This suggests they have to say goodbye on the illusion that "nothing will materialize." https://docs.google.com/spreadsheets/d/1Eog4YelrURiFT-a2hbikpMQcNBHakJVu38UaawMx2mw/edit?usp=sharing