Many consumers don’t realize that Professional Debt Mediation companies must follow strict federal laws. If you are receiving nonstop phone calls or being contacted early in the morning or late at night, this may qualify as harassment under the FDCPA. Collectors are prohibited from making false threats of arrest, lawsuits, or wage garnishment to pressure you into paying. Another serio... https://protectionforconsumers.com/professional-debt-mediation-harassment/